New 24% income tax band from 2027 will cut IKZE pension tax benefit by over 900 zł

From 2027, the Polish government plans to introduce a new 24% personal income tax band between the current 12% and 32% rates, while raising the first tax threshold from 120,000 to 130,000 zł. Although the reform will lower taxes for millions, savers using the IKZE pension account will see reduced tax benefits — at maximum contributions, the difference could exceed 900 zł per year.