Polish court voids 2008 PLN mortgage in second-instance ruling — bank loses

The District Court in Rybnik ruled a 2008 PLN-denominated mortgage contract fully void, rejecting the bank's argument for a free-credit sanction instead. Unlike most similar cases, this one involves a Polish-złoty loan rather than a Swiss-franc mortgage. The bank lost at the second-instance level, a ruling that could set a precedent for similar agreements.