Motor liability insurance may turn unprofitable for insurers in 2026

Poland's Insurance Chamber warned that claims in motor insurance are growing faster than premiums, and the technical result for motor liability (OC) policies could turn negative in 2026. The broader insurance market is performing well, with total sector premiums potentially approaching 100 billion zloty for the year. The first half of 2026 was generally positive for the industry, but the motor segment is a concern.

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