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A Polish 40-year-old needs a very high salary to retire on 8,000 PLN — women will get even less
A Polish 40-year-old today would need to earn well above the national average for many years to receive a ZUS pension of 8,000 PLN per month. The state pension system calculates benefits strictly from accumulated contributions, leaving most future retirees with far lower payouts. Women earning the same salary as men will receive even less, due to their lower statutory retirement age and longer average life expectancy.
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