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Polish bank accounts: you need between 1,000 and several hundred thousand złoty in savings to offset fees with interest
Polish bank accounts marketed as free can quickly start incurring fees if the cardholder misses a required card spend or incoming transfer, typically costing several złoty per month. An analysis found that the capital needed in a savings account or monthly deposit to fully cover those fees through interest ranges from under 1,000 zł to several hundred thousand złoty, depending on the bank. The gap between the best and worst offers is enormous.
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