ZUS explains when to choose survivor's pension over own retirement — both can be combined

ZUS (Poland's Social Insurance Institution) explains that people entitled to both a survivor's pension after a deceased spouse and their own retirement pension do not always have to choose between them. Whether the person plans to earn additional income is a key factor, as different rules on suspending or reducing benefits may make one option more advantageous. In some cases, both benefits can be received simultaneously.

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