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🪙 Crypto
SEC vs CFTC: which US regulator oversees crypto — and how is the split decided?
Crypto oversight in the US is split between the SEC, which regulates crypto assets that function like securities, and the CFTC, which covers assets resembling commodities along with futures and derivatives tied to them. The division of authority is often ambiguous and is a source of ongoing legal disputes across the industry. Determining which agency has jurisdiction depends on how a given crypto asset is classified.
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