Social Security 2027 COLA estimate drops to 3.7–3.8% as US inflation cools

New estimates project that Social Security's cost-of-living adjustment (COLA) for 2027 will land between 3.7% and 3.8%, down from recent years as US inflation continues to cool. The final figure will be officially announced in autumn 2026 based on Consumer Price Index data. The adjustment affects tens of millions of American retirees and disability recipients.

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