Retiree with $140,000 pension asks whether to delay Social Security until 70
A 67-year-old American with a $140,000 annual pension is weighing whether to delay claiming Social Security until age 70 to maximise his wife's survivor benefit. He notes that upon his death, their combined retirement income would drop to just $30,000 a year. Delaying Social Security typically increases monthly payments and can meaningfully boost spousal survivor benefits.
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