PLN 400k mortgage — monthly repayment starts at around PLN 2,700

Polish mortgage rates have edged lower in recent weeks and rate-hike expectations have faded. For a PLN 400,000 home loan over 25 years at current WIBOR levels, the monthly instalment is roughly PLN 2,700–2,900. Borrowers should also budget for additional costs such as insurance and origination fees.