Joanna, 30, Plans to Save 1.5M Złoty Before Turning 40

Thirty-year-old Joanna is pursuing the FIRE (Financial Independence, Retire Early) lifestyle, aiming to save 1.5 million złoty before she turns 40 and then live off savings and investments. She is willing to work hard now but plans to stop at forty. Like many FIRE followers, her main worry is loneliness and loss of purpose after leaving the workforce.